At Black Book Lending, we started with a simple realization—after decades of working in the real estate industry, we knew firsthand that access to capital was one of the greatest hurdles investors faced.
Whether you’re a seasoned investor aiming to expand your portfolio quickly or someone just getting started, finding reliable funding can be the difference between seizing opportunities and watching them slip away.
We founded Black Book Lending to fill that critical gap. As real estate investors ourselves, we understood the challenges of securing financing, navigating complex deals, and leveraging OPM ("other people's money") to grow portfolios efficiently.
With this experience as our foundation, we set out to create a lending solution that truly empowers investors at every stage of their journey.
Meet Our Team
At Black Book Lending, our team of experienced professionals is here to provide you with the best financing solutions tailored to your real estate investment needs. With a wealth of knowledge in hard money and private money loans, we are dedicated to helping you achieve your investment goals.
As Founder and CEO of Black Book Lending, Chance Wheeler brings over a decade of experience in real estate finance, investment, and consulting. A visionary leader, Chance is committed to transforming the lending industry by integrating AI-driven technology with deep market expertise. Under his leadership, Black Book Lending is pioneering Quantum, a revolutionary platform that leverages advanced analytics to deliver smarter, faster financing solutions for investors. Chance’s dedication to innovation and investor success positions Black Book as a trusted partner for those looking to grow their portfolios with confidence and precision.
Jonathan Pujols is the President and Co-Founder of Black Book Lending. He holds an undergraduate degree in Middle Eastern Studies and a master’s in Real Estate and Corporate Finance from Pepperdine University Business School. With extensive experience in private equity, Jonathan has overseen over $100 million in lending throughout his career. He has also provided global consulting in real estate across Africa and the Middle East. A U.S. Marine veteran, Jonathan served for over eight years, bringing dedication and discipline to his professional endeavors.
Jason, a Birmingham 40 Under 40 honoree, brings a wealth of expertise as Director of Operations, with a proven track record of founding and managing multiple successful businesses and overseeing million-dollar operations. His extensive experience spans customer service, sales, and high-level operations, combined with a robust real estate portfolio and a dedication to excellence in the industry. Known for his strategic insight and hands-on approach, Jason is committed to optimizing efficiency and growth, ensuring value for both clients and stakeholders. His strong foundation in business leadership and community impact makes him an ideal fit to drive operational success.
As Vice President of Loan Operations at Black Book Lending, Nannette Morata brings over a decade of expertise in operational management, loan processing, and strategic leadership. Known for her results-driven approach, Nannette oversees the seamless coordination between departments, referral partners, and financial institutions, ensuring efficiency and excellence across the loan lifecycle. Her background in managing large teams, optimizing workflows, and enhancing process accuracy enables Black Book Lending to deliver timely, precise financing solutions. With a commitment to both client satisfaction and operational integrity, Nannette is a key leader in advancing our mission to provide smarter, faster lending solutions.
Nick Walton, Black Book Lending's Marketing Director, brings a unique blend of real estate and marketing expertise, making him an invaluable asset to the team. With years of experience as a marketing manager for multimillion-dollar companies, Nick has proven himself a strategic visionary skilled in business growth and scalability. A real estate investor since 2017, he leverages his deep industry knowledge to craft targeted marketing strategies that resonate with clients and drive results. Nick’s dual expertise in real estate and marketing positions him perfectly to lead and elevate Black Book Lending’s brand and market presence.
At Black Book Lending, our story is built on understanding the challenges real estate investors face and developing solutions to overcome them. Central to our approach is our proprietary AI-driven underwriting and creative deal structuring, which revolutionize how we assess and finance deals. By leveraging advanced AI technology, we can analyze risk with precision and speed, allowing for faster approvals and smarter financing decisions. This innovative approach benefits both investors and borrowers by offering tailored deal structures that maximize returns while minimizing risk. Our technology not only streamlines the process but also ensures that each transaction is supported by data-driven insights, providing the confidence and flexibility investors need to grow their portfolios and seize opportunities—whether they’re just starting or are seasoned veterans.
This is not a commitment to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and restrictions may apply. Black Book Lending, LLC reserves the right to amend rates and guidelines without notice.