Black Book Lending Loans
Unlock Flexible Financing Solutions: Fix & Flip, DSCR, and Bridge Loans for Real Estate Investors
How We Help Borrowers
* Black Book Lending offers flexible financing solutions tailored for real estate investors, from DSCR cash-out refinancing to fix-and-flip funding and bridge loans.
* With our 80% LTV DSCR Cash-Out Refinancing Loan, you can unlock up to 80% of your property’s value with no seasoning requirements, allowing you to reinvest quickly and leverage your property’s cash flow. This loan type focuses on your rental income, offering fast approvals and competitive rates to keep your investments growing.
*If you're taking on a fix-and-flip, our 90% Loan-to-Cost Financing Loan covers 90% of the purchase price and 100% of the rehab costs, reducing upfront expenses and enabling you to maximize your returns.
* Our bridge loans provide up to 75% of your property’s value with 12 to 24-month terms, allowing you to finance new investments even if your current property hasn’t sold yet. With this solution, you can access capital for your next project while still waiting for your current one to sell.
These short-term loans are ideal for investors looking to keep their investment pipeline moving, with flexible terms and quick approvals that help you act on time-sensitive deals.
At Black Book Lending, we understand the unique needs of real estate investors and offer financing that fits your goals, whether you’re expanding your portfolio, upgrading properties, or taking advantage of new opportunities.
Apply today to turn your investment ambitions into reality with customized funding options and a smooth, efficient process.
Empowering Your Investments
Streamlined Loan Application Process
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Step 1: Application Submission
Complete our straightforward loan application form, providing necessary details about your project and financial situation.Apply Now -
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Step 2: Initial Consultation
Schedule a free consultation to discuss your financing needs and explore our loan options tailored for real estate investors.Get Started -
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Step 3: Document Review
Our team will review your application and documents to ensure everything is in order for a quick approval process.Learn More -
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Step 4: Approval & Funding
Receive a fast approval decision and access your funds to start your real estate project without delay.Get Funded
Fix and Flip
* 90% Loan-to-Cost (LTC) – Fund 90% of the purchase price, minimizing your upfront capital requirements and maximizing leverage.
*100% Rehab Coverage – Full financing for renovation expenses, ensuring you have the capital to transform properties without needing additional funds.
* Streamlined Funding Process – Quick approvals and flexible terms, allowing you to start your project fast and stay focused on executing your flip.
* Increased ROI Potential – With high LTC and rehab support, you retain more cash on hand, increasing your potential returns when the property sells.
Bridge Loans
* Access up to 75% of property value for 12 to 24 months, perfect for interim financing.
* Ideal for investors needing short-term funds while waiting for property sales.
* No seasoning required, allowing immediate access to equity for new purchases.
* Fast approval process to help bridge the gap between selling and acquiring properties.
DSCR Loans
* No income verification required; qualification is based solely on rental income.
* Up to 80% Loan-to-Value (LTV) for refinancing or property purchases.
* Ideal for rental property investors looking to expand their portfolio with minimal hassle.
* Flexible terms and fast approval process to streamline real estate investments.
1309 Coffeen Avenue STE 11112
Sheridan, Wyoming 82801
This is not a commitment to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and restrictions may apply. Black Book Lending, LLC reserves the right to amend rates and guidelines without notice.