Transactional funding is a short-term loan designed specifically for real estate investors to facilitate double closings. It covers the cost of purchasing a property (A-to-B transaction) so you can immediately sell it to your end buyer (B-to-C transaction). At Black Book Lending, we simplify the process by funding 100% of your purchase price, with no credit checks or personal funds required.

The process is simple:

1. You secure a property under contract with a motivated seller.

2. You have an end buyer lined up to purchase the property.

3. Black Book Lending provides the funds to close the A-to-B transaction, and you complete the B-to-C transaction shortly after.

It’s seamless, fast, and ensures you can close deals without tying up your own capital.

No! One of the biggest advantages of transactional funding with Black Book Lending is that it’s deal-based, not credit-based. As long as you have a legitimate real estate deal and an end buyer with funds ready to close, we’ll provide the financing.

Transactional funding typically lasts 24 to 48 hours, but at Black Book Lending, we work with your specific closing timelines to ensure you have the flexibility you need to complete both transactions smoothly.

Yes! At Black Book Lending, we understand that every dollar counts, which is why we often include closing costs in the funding. This way, you can focus on your deal instead of worrying about unexpected expenses.

While rare, we understand this concern. Black Book Lending minimizes this risk by:

* Providing proof of funds to give your seller confidence in the deal.

*Helping you structure contingency plans.

* Connecting you with a network of cash buyers and financial partners to keep your deals moving forward.

Absolutely! Transactional funding is a widely accepted practice in real estate investing. At Black Book Lending, we operate with full transparency and comply with all real estate regulations to ensure your deals are secure and legitimate.

Transactional funding costs vary depending on the deal size and timeline. Black Book Lending offers transparent and competitive pricing with no hidden fees. Our goal is to maximize your profits while keeping costs low.

Yes, having an end buyer is essential. The funding is contingent on the B-to-C transaction happening shortly after the A-to-B transaction. If you need help securing cash buyers, Black Book Lending can assist by connecting you with financial partners and buyers in our network.

Getting started is easy with Black Book Lending:

Submit your deal details using our simple online form.

We’ll review and approve your request, often within 24 hours.

You’ll receive proof of funds to provide to your seller and secure the deal.

We fund your A-to-B transaction, and you close with your end buyer.

Yes! Black Book Lending offers nationwide transactional funding, so you can close deals in any state where you’re investing.